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21 Ways Rich People Think Differently

World's richest woman Gina Rinehart is enduring a media firestorm over an article in which she takes the "jealous" middle class to task for "drinking, or smoking and socializing" rather than working to earn their own fortune.

What if she has a point?

Steve Siebold, author of "How Rich People Think," spent nearly three decades interviewing millionaires around the world to find out what separates them from everyone else.

It had little to do with money itself, he told Business Insider. It was about their mentality.

"[The middle class] tells people to be happy with what they have," he said. "And on the whole, most people are steeped in fear when it comes to money."

1. Average people think MONEY is the root of all evil. Rich people believe POVERTY is the root of all evil.

"The average person has been brainwashed to believe rich people are lucky or dishonest," Siebold writes.

That's why there's a certain shame that comes along with "getting rich" in lower-income communities.

"The world class knows that while having money doesn't guarantee happiness, it does make your life easier and more enjoyable."

2. Average people think selfishness is a vice. Rich people think selfishness is a virtue.

"The rich go out there and try to make themselves happy. They don't try to pretend to save the world," Siebold told Business Insider.

The problem is that middle class people see that as a negative––and it's keeping them poor, he writes.

"If you're not taking care of you, you're not in a position to help anyone else. You can't give what you don't have."

 3. Average people have a lottery mentality. Rich people have an action mentality.

"While the masses are waiting to pick the right numbers and praying for prosperity, the great ones are solving problems," Siebold writes.

"The hero [middle class people] are waiting for may be God, government, their boss or their spouse. It's the average person's level of thinking that breeds this approach to life and living while the clock keeps ticking away."

4. Average people think the road to riches is paved with formal education. Rich people believe in acquiring specific knowledge.

"Many world-class performers have little formal education, and have amassed their wealth through the acquisition and subsequent sale of specific knowledge," he writes.

"Meanwhile, the masses are convinced that master's degrees and doctorates are the way to wealth, mostly because they are trapped in the linear line of thought that holds them back from higher levels of consciousness...The wealthy aren't interested in the means, only the end."

5. Average people long for the good old days. Rich people dream of the future.

"Self-made millionaires get rich because they're willing to bet on themselves and project their dreams, goals and ideas into an unknown future," Siebold writes.

"People who believe their best days are behind them rarely get rich, and often struggle with unhappiness and depression."

6. Average people see money through the eyes of emotion. Rich people think about money logically.

"An ordinarily smart, well-educated and otherwise successful person can be instantly transformed into a fear-based, scarcity driven thinker whose greatest financial aspiration is to retire comfortably," he writes.

"The world class sees money for what it is and what it's not, through the eyes of logic. The great ones know money is a critical tool that presents options and opportunities."

7. Average people earn money doing things they don't love. Rich people follow their passion.

"To the average person, it looks like the rich are working all the time," Siebold says. "But one of the smartest strategies of the world class is doing what they love and finding a way to get paid for it."

On the other hand, middle class take jobs they don't enjoy "because they need the money and they've been trained in school and conditioned by society to live in a linear thinking world that equates earning money with physical or mental effort."

8. Average people set low expectations so they're never disappointed. Rich people are up for the challenge.

"Psychologists and other mental health experts often advise people to set low expectations for their life to ensure they are not disappointed," Siebold writes.

"No one would ever strike it rich and live their dreams without huge expectations."

9. Average people believe you have to DO something to get rich. Rich people believe you have to BE something to get rich.

"That's why people like Donald Trump go from millionaire to nine billion dollars in debt and come back richer than ever," he writes.

"While the masses are fixated on the doing and the immediate results of their actions, the great ones are learning and growing from every experience, whether it's a success or a failure, knowing their true reward is becoming a human success machine that eventually produces outstanding results."

10. Average people believe you need money to make money. Rich people use other people's money.

Linear thought might tell people to make money in order to earn more, but Siebold says the rich aren't afraid to fund their future from other people's pockets.

"Rich people know not being solvent enough to personally afford something is not relevant. The real question is, 'Is this worth buying, investing in, or pursuing?'" he writes.

11. Average people believe the markets are driven by logic and strategy. Rich people know they're driven by emotion and greed.

Investing successfully in the stock market isn't just about a fancy math formula.

"The rich know that the primary emotions that drive financial markets are fear and greed, and they factor this into all trades and trends they observe," Siebold writes.

"This knowledge of human nature and its overlapping impact on trading give them strategic advantage in building greater wealth through leverage."

12. Average people live beyond their means. Rich people live below theirs.

"Here's how to live below your means and tap into the secret wealthy people have used for centuries: Get rich so you can afford to," he writes. 

"The rich live below their means, not because they're so savvy, but because they make so much money that they can afford to live like royalty while still having a king's ransom socked away for the future."

13. Average people teach their children how to survive. Rich people teach their kids to get rich.

Rich parents teach their kids from an early age about the world of "haves" and "have-nots," Siebold says. Even he admits many people have argued that he's supporting the idea of elitism.

He disagrees.

"[People] say parents are teaching their kids to look down on the masses because they're poor. This isn't true," he writes. "What they're teaching their kids is to see the world through the eyes of objective reality––the way society really is."

If children understand wealth early on, they'll be more likely to strive for it later in life.

14. Average people let money stress them out. Rich people find peace of mind in wealth.

The reason wealthy people earn more wealth is that they're not afraid to admit that money can solve most problems, Siebold says.

"[The middle class] sees money as a never-ending necessary evil that must be endured as part of life. The world class sees money as the great liberator, and with enough of it, they are able to purchase financial peace of mind."

15. Average people would rather be entertained than educated. Rich people would rather be educated than entertained.

While the rich don't put much stock in furthering wealth through formal education, they appreciate the power of learning long after college is over, Siebold says.

"Walk into a wealthy person's home and one of the first things you'll see is an extensive library of books they've used to educate themselves on how to become more successful," he writes.

"The middle class reads novels, tabloids and entertainment magazines."

16. Average people think rich people are snobs. Rich people just want to surround themselves with like-minded people.

The negative money mentality poisoning the middle class is what keeps the rich hanging out with the rich, he says.

"[Rich people] can't afford the messages of doom and gloom," he writes. "This is often misinterpreted by the masses as snobbery.

Labeling the world class as snobs is another way the middle class finds to feel better bout themselves and their chosen path of mediocrity."

17. Average people focus on saving. Rich people focus on earning.

Siebold theorizes that the wealthy focus on what they'll gain by taking risks, rather than how to save what they have.

"The masses are so focused on clipping coupons and living frugally they miss major opportunities," he writes.

"Even in the midst of a cash flow crisis, the rich reject the nickle and dime thinking of the masses. They are the masters of focusing their mental energy where it belongs: on the big money."

18. Average people play it safe with money. Rich people know when to take risks.

"Leverage is the watchword of the rich," Siebold writes.

"Every investor loses money on occasion, but the world class knows no matter what happens, they will aways be able to earn more."

19. Average people love to be comfortable. Rich people find comfort in uncertainty.

For the most part, it takes guts to take the risks necessary to make it as a millionaire––a challenge most middle class thinkers aren't comfortable living with.

"Physical, psychological, and emotional comfort is the primary goal of the middle class mindset," Siebold writes.

World class thinkers learn early on that becoming a millionaire isn't easy and the need for comfort can be devastating. They learn to be comfortable while operating in a state of ongoing uncertainty."

20. Average people never make the connection between money and health. Rich people know money can save your life.

While the middle class squabbles over the virtues of Obamacare and their company's health plan, the super wealthy are enrolled in a super elite "boutique medical care" association, Siebold says.

"They pay a substantial yearly membership fee that guarantees them 24-hour access to a private physician who only serves a small group of members," he writes.

"Some wealthy neighborhoods have implemented this strategy and even require the physician to live in the neighborhood."

21. Average people believe they must choose between a great family and being rich. Rich people know you can have it all.

The idea the wealth must come at the expense of family time is nothing but a "cop-out", Siebold says.

"The masses have been brainwashed to believe it's an either/or equation," he writes. "The rich know you can have anything you want if you approach the challenge with a mindset rooted in love and abundance."

From Steve Siebold, author of "How Rich People Think."

http://finance.yahoo.com/news/21-ways-rich-people-think-differently.html?page=2

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CIGNAL TV - UPDATE

QUESTION: "PAANO MAG-APPLY PAG NASA PROVINCE?"

- FILL-OUT THE APPLICATION FORM TOGETHER WITH THE REQUIREMENTS.

*application form - can be scanned and emailed to vmobile*all application forms will be processed only to VMOBILE MAIN OFFICE

*all initial payments will be deducted to ur load wallet - as well as the commission per subscriber will be sent to ur load wallet.

REQUIREMENTS:

- photocopy of valid ID of the applicant- proof of billing - name to the applicant

*if u don't have any proof of billing - u can use ur earnings in VMOBILE. 

How? screenshot of ur latest MYLX account showing the NAME & ID# / total accumulated earnings / total debit to date / available balance 

FOR MORE INFO:CALL VMOBILE CUSTOMER SERVICE HOTLINE311-3000

VMOBILE FACTS [myLX]:

ENCODING OF NEW TP (MYLX) IS DIS-ABLE BETWEEN 11PM - 9AM. DUE TO COMPUTING OF TSB FOR THE DAY.

*u can encode the new TP thru LOADXTREME only! :)*continue the registration 9:01am.

uLink: FREE TEXT SA PINAS ALL NETWORKS

TEAM DIAMOND: add nyo itong APPLICATION  na ito LALO na mga OFW [uLink] pede nyo itong gamitin PARA makapagTEXT kayo sa FAMILY nyo or para sa mga VMOBILE members, KAHIT SAAN man  SILA  sa PINAS basta MAY SIGNAL ng CELLPHONE. ALL NETWORKS.

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VIBER FREE TEXT & CALL

TEAM MATES: Kung may ANDROID CELLFONE kayo, i-ADD nyo ang APPLICATION na ito: VIBER, [PEDE kayong mag TEXT & mag CALL sa KAPWA nyo na may ANDROID CELLFONE. FREE ito BASTA nakaWIFI kayo or yung KAUSAP or ka TEXT nyo. NAGAGAMIT KO ito sa pag TEXT or pag TAWAG sa FAMILY, FRIENDS & VMOBILE MEMBERS na nasa ABROAD man or nasa PINAS.

http://www.viber.com/

TIPs sa pag LOAD sa Vmobile

1. Kung gumagamit kyo ng GLOBE/TM/TNT/SUN/RED MOBILEDapat naka UNLI kyo kung nag bebenta kayo ng LOAD.

2. Kung nahihirapan kyo with other NETWORK, I suggest mag avail po tyo ng SMART M-POWER SIM [EXCLUSIVE lang sa vmobile memebrs ito] kung sa head ofc kyo bibili P50 lang ito or kung gusto nyo mag order tru loadxtreme website basta within metro mnl P150 kasama na delivery change don.

3. Ni tag na kita sa pic "How to Avail VM300 & VM500. May promo ngayon pag gumamit ka ng MPOWER SIM & nag SELF LOAD ka ng VM300 or VM500.

4. Ang VM300 & VM500 exclusive lang sa Vmobile members.

5. Regarding sa hindi pumapasok na LOAD. Ang ginagawa namin is:a. pina pa-TURN OFF, TURN ON namin yung fone. kze kadalasan galing sa BULSA yung fone kaya walang SIGNAL.b. pina pa-CHECK BALANCE namin kze minsan sa hindi nila napapansin natabunan na ng mga UNREAD TEXT yung NOTIFICATION..C. wag mag LOAD PAG NAG CHA-CHARGE NG FONE ikaw or ang CUSTOMER.d. CHECK mo yung ENTRY mo sa PAG LOAD bka may mali [mali ang code, double space, kulang sa space or kulang sa slash]e. CHECK ang CELL NUMBER ng CUSTOMER bka may mali.f. CHECK mo ang eWALLET mo bka ubos na ang LAMAN need mo na magREPLENISH.

6. Ang TechnoPreneur [TP] lang ang kelangan magREPLENISH ng at least 1k amonth para mag EARN sya sa GRO.

7. Ang TechnoUser hindi nila kelangan magREPLENISH pero mas maganda matuto na cla magREPLENISH para in case wala ka or di ka available, sila on their own makapag REPLENISH na.

8. Yung VM300 & VM500 ang pede lang mag LOAD non ay TechnoPreneur & TechnoUser na naka M-power SIM & pede lang nila i LOAD ito sa SARILI nila [LOAD to SELF], ni TAG na kita sa PIC kung paano ma avail yon.

9. Ang VM300 ay UNLI TEXT to all NETWORKS, & UNLI VMOBILE transaction, 30mins CALL for 15 days. Ang VM500 30days with 90mins CALL, SAME UNLI TEXT & UNLI VMOBILE transaction.

10. Yung NOTIFICATION na na rereceive natin ibig sabihin yung LOAD is PUMASOK sa CUSTOMER.

11. Reminder pag nag bebenta ka ng LOAD DAPAT yung PRODUCT CODE lagi may X sa HULI kze yung ang OTA or autoload, AUTOMATIC PASOK sa LOAD ng CUSTOMER, [sample S30X].

12. Pag walang X e-PIN yon [sample S30] ang e-PIN kung paano ginagamit ang prepaid card ganon din yon, so ang LOAD HINDI AUTOMATIC na PASOK sa CUSTOMER, KELANGAN pa nyang IREGISTER yung e-PIN.

TIPs sa pag LOAD

PARA SA MGA TP AT TU NA NAG-RERETAIL OR MASS LOADING. MAG-UNLI OR ALL TEXT PO KAYO PARA HINDI KAYO MABAWASAN NG PISO PER TRANSACTION AT ISEND NYO SA 3 GATEWAYS ANG TRANSACTION NYO SABAY-SABAY NYO ISEND (WAG NYO PALAMPASIN NG 5 MIN)....WE ARE USING THIS FOR SO MANY MONTHS NOW AT MABILIS TALAGA,PARA KANG NAG-ONLINE LOADING....

How to Ace the Art of Public Speaking

You’re generally a confident person with what you consider, decent communication skills, but why then do you shake like a leaf in a storm when it is time to go up on stage and make a presentation? Why is the very thought of speaking in front of a group of people as scary to you as death itself?

 But here’s the thing though: it isn’t as tough as it looks, but it isn’t as easy as it looks either.

When, for the first time, we heard Obama speak, I am sure we all went, “Damn, this guy is good. If I were an American, I’d vote for him.” You want to believe with him, share his vision. Same goes for Bill Clinton, J.F. Kennedy, Roosevelt, Martin Luther King Jr., Mahatma Gandhi, more recently, Shashi Tharoor and many others. Good oratory skills not only influences people to your way of thinking, it also gives them confidence in you.

There are a few tips that can enable you to master the art of public speaking:

Know what you want to say

Be an expert on your topic. Know it inside out. This calls for tremendous practice. Don’t think you can make the speech on the fly. It might be possible for an Obama, but for you and I, we need to go over our speech a gazillion times. Choose your words carefully. Don’t use too much fluff. Keep it to the bare minimum. Cut down on the umms and uhs. Pick a group of friends and speak in front of them. Practice in front of a mirror. Record yourself and make notes as to where you’re going wrong. If you know your material well, that’s half the battle won. And stick to the material, unless you’re very confident and extemporize.

Have a theme

Have a single, unforgettable theme. Because no matter how hard your audience concentrates, their attention spans cannot be trusted. If you have a main theme, you can come back to it often, so that even if people don’t get your entire speech, they will get the gist. If your main theme is, say, Traveling, keep coming back to the adventures of traveling.

Make it simpler

If you are a doctor and speaking at a medical conference, people will get whatever jargons or medical terminology you throw at them. But if you’re at a small gathering of disparate audience called to speak on the benefits of jogging, you cannot obviously start throwing fancy medical terms at them because one, they won’t get it, and two, they will lose interest. Never overestimate or underestimate the intelligence of your audience. Keep it simple and clear. Don’t use flowery words when a simple one will do. Omit the needless words, the points that are not contributing to the main idea of your theme.

Paint a picture

Don’t give people numbers, show them what those numbers mean. For example: don’t say, “Last year 30 percent of people didn’t vote.” Rather tell them what they’re missing out on when they don’t vote. Relate it to the impact of not voting: development of the nation. Use your body language and visual aids to further emphasize your point. Be animated, excited, sound passionate. Watch the tone of your voice, modulate where needed. 

Keep your audience engaged

Remember in school when the teacher didn’t look at you, you felt bored and automatically tuned out. So make constant eye contact with your audience. Don’t stare, just a general look in their direction, so it seems to them that you’re talking to them. Use examples that they can relate to. “Did you miss the bus today? I did, too.” And more often than not, use “we”, instead of “I”. “We all have problems.” It instantly helps you connect with them. Ask them questions, address them directly.

Enunciation

Articulation is highly important when you’re speaking. Make sure you don’t speak too fast, or too slow. Ensure every word is clear and loud. Do some voice exercises to sound better, to get a better throw. Practice speaking loudly and at a steady pace.

Follow these tips and you should feel yourself getting better at public speaking in no time.

Pay It Forward

Here's an overview of what PIF is all about (in the words of Bobbi Rio)....

The concept is simple and is actually inspired by the movie of the same title. In the movie, a boy created the concept of doing good deeds to at least 3 people and in turn each of those 3 people should do good deeds to 3 others. So everybody else does the same thing, then the whole world will be a better place. So ganun din gagawin dito sa myturf ….the good deeds we will all be doing is we will all sign up 5 people each to become TUs pero we will sign them up for free. So ung 5 na isign-up mo will not pay for the 300 membership fee. You will pay it forward for them then ung 5 na un will do the same thing, sign up 5 people din for free. In effect, a person will only invest 1500 to be able to sign up 5 deserving individuals na gusto mong tulungan. So instead of investing sa 4999 agad, 1500 lang muna and if the program is followed correctly, a TU can actually earn enough money to purchase a TP account.

Terminologies

TP - TechnoPreneur
TU - TechnoUser
UID - User ID
PIK - Personal Identification Key
SAC - Sales Activation Code
PPSC - Product Pack Sales Code
DSI - Direct Sales Incentive
TSB - Team Sales Bonus
TAP - Technouser Affiliate Program
RAP - Retailer Affiliate Program (older terminology synonymous with TAP)
SSO- Sales Subscription Override
GRO - Guaranteed Retail Override
SID - Sponsor ID
PID - Placement ID
QP - Qualifying Period
PR - Patronage Reward/s
LW - Loadwallet
LX - LoadXtreme
TURF - TechnoUser Rewards Feature
Kit - shortened term used for the VMobile Silver Package (kit) worth Php4,999.00
VTI - Vmobile Technologies Incorporated
TAE - Technopreneur Accumulated Earnings
TOU - Terms of use
SAN - Sales account number
IBC - Independent Business Center

Bus segregation scheme, ipinatupad na ng MMDA

Hindi na maaaring magbaba at magsakay ng pasahero sa lahat ng bus stop ang lahat ng pampasaherong bus na dumadaan ng EDSA ngayong ipinatupad na ang segregation scheme ng Metro Manila Development Authority (MMDA).

Sa ilalim ng programa, nilagyan ng sticker na A ang mga bus na biyaheng Alabang at B naman ang mga biyaheng Baclaran na kapwa pili lamang ang titigilang bus stop.

Para sa mga bus A na nasa southbound, maaari lang magbaba at magsakay ng pasahero sa Ermin Garcia, Arayat Cubao, VV Soliven, Connecticut, Shaw Starmall, Guadalupe, Buendia Avenue at Mantrade.

Ang mga bus B naman ay maaari lamang tumigil sa Kamuning, Monte Piedad, Main Ave., POEA Ortigas, Pioneer/Boni, Estrella, Ayala Ave. at Taft Ave.

Kung binabagtas naman ang northbound, maaari lamang ang mga bus A sa bus stop sa Magallanes, Buendia Ave., Guadalupe, Shaw Boulevard., SM Megamall, Boni Serrano, Cubao Farmers at Ermin Garcia.

Para sa mga bus B, maaari lang magbaba at magsakay sa Taft Ave., Ayala Ave., Estrella, Pioneer/Boni, SM Megamall, Ortigas Ave., Main Ave. at Baliwag/Five Star.

Ayon sa MMDA, may mga masasakyan namang bus C ang publiko na maaaring magsakay at magbaba sa lahat ng bus stop.

Pero aminado naman si MMDA Chairman Francis Tolentino na may ilan pang bus na wala pang sticker dahil nabigong magsumite ng kumpletong dokumento.

Tantsa ng MMDA, bababa ng 40-porsyento ang pagsisikip ng trapiko sa EDSA dahil sa bagong scheme.

Nabanggit naman ni Tolentino na may P1,000 multa ang mga hindi susunod sa bus segregation scheme.

Marami na rin anya silang nahuli ngayong umaga.

RESOURCE: dzmm.abs-cbnnews.com

Alex Pinzon

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